A Credit Score, also called Equifax Score, is a number that is calculated based on the information in your credit report. It ranges between 0 to 1200, where a higher number means you are more likely to be able to repay the loan.

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Building a home – or undertaking a major structural renovation project – can challenge even the best-laid plans.

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Recently most lenders have increased their interest rates with interest-only repayment in an attempt to meet APRA's limit on interest-only lending. We will see more to come from August.

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While your lender can give you a maximum borrowing amount, it’s essential that you determine your own borrowing capacity when searching for your new home.

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